A family together in a sunlit living room at golden hour
Licensed agent · Free, no-obligation quotes

Private health insurance, explained properly.

Health coverage is confusing on purpose. Tell us what your household actually needs and we will walk you through the private options in plain English, with no pressure to buy.

$0to get a quote
1:1you speak with Christopher
Noobligation to enroll
Get My Free Quote Book a Call Instead
Licensed insurance agent Zero obligation Quick, no-pressure call

Get your free quote

3 questions · 30 seconds · no obligation

Who needs coverage?

What's your situation right now?

When do you need it in place?

Where should we send your quote?

🔒 We never sell your information.
✓
Got it — that helps

Pick a time and we'll go through your options together.

Christopher will review what you sent and come back with a straight answer. No obligation, ever.

Pick a Time → See How It Works
$0Cost of a quote
1:1One agent, start to finish
LicensedInsurance professional
NoObligation to enroll
Why OP Insurance Advisors

Coverage chosen on purpose

Most people pick a health plan by guessing at a premium. We start with how your household actually uses care, then work back to what makes sense.

Your Household First

Who is on the plan, which doctors you want to keep and how often you actually use care — that comes before any product conversation.

The Whole Cost, Not Just The Premium

Deductibles, out-of-pocket maximums and what is genuinely not covered, laid out before you decide. The cheap plan is not always the cheap plan.

One Person, Start To Finish

You talk to Christopher, not a call centre queue. You leave the conversation understanding your options whether you enroll or not.

What we do

One service, done thoroughly

Private health insurance. That is the whole business, which is why the conversation goes deeper than a quote form.

Individual Plans

Private health coverage for one person, compared side by side on premium, deductible and what actually happens when you use it.

Couples & Families

Household coverage where the trade-offs between one plan and separate plans get spelled out rather than assumed.

Self-Employed & 1099

For people with no employer plan behind them, where the whole premium is yours and the maths has to work.

Comparing What You Have

Already covered? Bring the plan you are on and we will read it with you before suggesting anything at all.

Plain-English Plan Reading

Deductible, coinsurance, out-of-pocket maximum, network — what each one means for your money, in words that make sense.

Enrollment & Paperwork

Once you decide, the application, the documents and the follow-up are handled, and Christopher stays your point of contact.

Plan availability, benefits, networks and pricing depend on the issuing carrier, the state you live in and individual underwriting and eligibility. Nothing on this page is an offer of coverage, a quote, a guarantee of eligibility, or a solicitation in any state where the agent is not licensed. Coverage is governed solely by the terms, conditions, limitations and exclusions of the policy actually issued.

A calm home desk with a laptop and coffee in morning light
Your plan read with you, before anything is recommended.
A person jogging on a tree-lined path in early morning light
Coverage sized to how your household actually uses care.
Two people talking across a table in a bright office
One conversation, one agent, no call-centre queue.
Christopher Leon, licensed insurance agent at OP Insurance Advisors

Christopher Leon

Licensed agent · OP Insurance Advisors
National Producer Number 18605056

Christopher handles every conversation personally, from the first question to the paperwork. If a plan is wrong for you, he will say so — the quote costs nothing and there is never an obligation to enroll.

How it works

Three steps, no pressure

01

Tell us your situation

Who needs covering, what you are on now, and what you would want to happen if someone got sick.

02

We lay out the options

What each plan covers, what it really costs across a year, and where it falls short. In plain language.

03

You decide

If something fits, we handle the enrollment and the paperwork. If nothing does, you still keep the answers.

Our commitment to you

You will never be quoted a plan before someone has actually understood your situation, and you will never be told a policy covers something it does not.

Christopher Leon · OP Insurance Advisors
A quiet suburban street of family homes at sunrise
Book a call

Book a free consultation

30 minutes. Straight answers.

Pick a time and Christopher will go through the private health options that fit your household, whether or not you end up enrolling.

  • Free and no obligation
  • You speak with a licensed agent
  • Nothing signed on the call
Quick answers

Funding FAQ

What does a quote cost me?

Nothing. The quote and the conversation are free, and there is never an obligation to enroll in anything.

What is "private" health insurance?

Coverage you hold yourself rather than through an employer. We'll walk you through what is available to you and how it compares to what you have now.

I already have a plan. Is it worth talking?

Yes — bring it. We'll read your current plan with you first. If it is already the right fit, we will tell you that.

Can I keep my doctor?

That depends on the plan's network, which is one of the first things we check with you rather than something you find out later.

How long does it take to get covered?

It depends on the plan and your eligibility, so we won't guess a date. Christopher will give you the real timeline for your situation on the call.

Book Free Call Get Free Quote
OP Insurance Advisors ● online — replies instantly
Hi! 👋 Questions about private health coverage? Ask away.